Tax Relief in Phoenix, Mesa, Chandler, and Scottsdale

Every IRS letter carries a code in the corner, and that code tells you more about your situation than the paragraphs below it. Fresh Start Tax Relief Services helps taxpayers in Phoenix, Mesa, Chandler, Scottsdale, and across the Valley understand where they stand and what to do next. We are a women-owned business based in Pasadena, California, and our licensed tax agents have decades of experience dealing with the IRS.

Serving Phoenix and the East Valley

Clients throughout the Phoenix metro area get started by calling (800) 250-8884 or filling out our online application. We listen first and recommend second. The Valley of the Sun is one of many places we work: "Not only do we service every single county in California, but we service taxpayers nationwide."

Reading the IRS Notice in Your Hand

IRS notices tend to arrive in a predictable order, and each one signals a little more urgency than the last.

CP14: The First Balance Due Notice

A CP14 is usually the first notice you receive after a return is processed with an unpaid balance. It tells you how much you owe and asks for payment. At this stage, you generally have the widest range of options.

CP501 and CP503: Reminders

If the balance stays unpaid, reminder notices follow. Each one shows penalties and interest adding to what you owe.

CP504: Notice of Intent to Levy

A CP504 warns that the IRS intends to levy. At this point, it can begin taking certain payments owed to you, such as a state tax refund, and it signals that broader collection may follow.

LT11 or Letter 1058: Final Notice

This is the final Intent to Levy notice. It is not a threat, but a serious warning with a deadline. If that date passes without action, the IRS can levy your bank account or wages. Whatever notice you are holding, calling a professional now keeps more options on the table.

Think Twice Before Draining Retirement Savings

When the IRS is pressing, cashing out a 401(k) or IRA can look like the fastest way out. It often makes things worse. Withdrawals are generally taxed as ordinary income, and if you are under 59 and a half, an additional 10% tax usually applies on top. A withdrawal meant to clear one tax bill can quietly create the next one.

Before you touch retirement savings, talk with us. An installment agreement, penalty abatement, or Offer in Compromise may address the debt without sacrificing your future.

Arizona Tax Debt

Arizona collects its own state income tax, so many Valley residents owe both the IRS and the state. We provide state tax debt relief alongside our federal work, and we help you decide which balance to address first, since states often collect more quickly than the IRS.

Penalties We Can Work On

A sizable share of many balances is penalties rather than tax. Penalty abatement is designed to tackle the penalties that have accrued on your liability, and reducing them can make the rest far easier to resolve.

A Partner Who Actually Cares

When you work with the Tax Superwomen, you get more than a tax agent. You get a partner who listens to your story, explains your options honestly, and stays with you until the case is done. Learn more about our firm on the Fresh Start Tax Relief home page.

Frequently Asked Questions

Do you help taxpayers in Mesa, Chandler, and Scottsdale?

Yes. We work with clients in Phoenix, Mesa, Chandler, Scottsdale, and throughout the Phoenix metro area, as well as taxpayers nationwide.

What is a CP14 notice?

A CP14 is generally the first notice the IRS sends when a processed return shows an unpaid balance. It lists the amount due and requests payment.

What does a CP504 notice mean?

A CP504 is a notice of intent to levy. The IRS can begin levying certain payments, such as a state tax refund, and broader collection may follow.

Should I withdraw from my 401(k) to pay the IRS?

Talk to us first. Withdrawals are generally taxed as income, and if you are under 59 and a half, an additional 10% tax usually applies.

Does Arizona have a state income tax?

Yes. Arizona residents can owe both the IRS and the state, and we provide state tax debt relief in addition to federal tax help.